Resources for Buyers
Things to Consider Before Buying a Home
- Check Your Credit – Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. We recommend speaking directly to a mortgage specialist and we have several for you to choose from or use someone you already know. Meeting with a professional can save you a lot of time and allow you to know just how much home you are comfortable buying and what the costs will be. Many banks have different mortgage products and your personal financial representative will find the product that best fits your needs and budget. In order to write an offer in today’s market you need to have a pre-approval letter. Ask us about our premium buyer program that puts you ahead of all the rest!
- Price Range – Calculate what’s realistic for you before considering different areas to live in to be sure things stay within your budget. That is why it is so important to meet with a trusted lender Once you know your range, I can help you make the most out of your money.
- Research – Finding the right home can be time consuming, but it’s important to consider everything before you decide. Drive by homes you are interested in. What’s the commute like to work? If you have kids, what are the schools like in the area? How many bed and bathrooms will you need? Do you prefer or newer or older styled home? All are important factors to take into account during the home finding process. I am dedicated to helping you through the entire home buying process. Once we find that perfect home, I will prepare a written offer. With my experience in the market, I can help you arrive at an offer that both fits your budget and has the best chance of being accepted.
- Once Your Offer is Accepted – After your offer is accepted, you’ll have a grace period to have the house professionally inspected and request repairs or counter offer if the situation arises. Once this step is complete, we will work with your financial representative and attorney to verify the conditions of your offer. I’m here to assist you with any questions you may have during the process.